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Thomas Michael Higgins
Thomas Michael "Tom" Higgins (born July 16, 1966) is an American social entrepreneur, professional investor, banker and economic development specialist. He is widely regarded for his work in development finance in Bulgaria and his mission to help empower people through entrepreneurship and free market capitalism.
== Early years ==
Higgins was born in Brooklyn, New York to Patrick and Angela Higgins, Irish immigrants from County Mayo and County Kerry respectively. His father is a retired Captain in the New York City Fire Department. His mother is a retired Registered Nurse. Higgins is the second of six children. Higgins has three brothers, Patrick, Bryan and John, and two sisters, Joanne and Angela.
When Higgins was 7, his family moved from Floral Park, New York to Mahopac, New York. Higgins attended public elementary, middle and high schools in Mahopac, graduating from Mahopac High School〔http://mhs.mahopac.k12.ny.us/ Mahopac High School〕 in 1984. Higgins attended the University at Albany〔http://www.albany.edu/ University at Albany〕 where he excelled both in academics and athletics. At the University of Albany he received the Wall Street Award for Outstanding Business Student. He was also twice named First Team Academic All American (football). In 1988, Higgins graduated from the University at Albany summa cum laude with a BS in Finance and Management Information Systems.
Higgins worked with Coopers & Lybrand and Equitable Life in New York before entering graduate school. In 1993, Higgins received his MBA from the Kellogg School of Management at Northwestern University.
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